Expert first-time buyer mortgage hunters for over 25 years
You're new to mortgages, but we're not. And, did you know that, with our vast network of estate agencies and lenders, we can even help you find a property as well as a great mortgage deal.
Why Chatham makes sense for first-time buyers
Chatham is one of the most practical entry points onto the property ladder in Kent, and that's not a coincidence. As part of the Medway towns, it combines genuinely accessible prices with the kind of transport connections that most first-time buyers need to make the numbers work. Average house prices sit around £315,000, but plenty of terraced homes and flats trade well below that, particularly around the ME4 postcode near the Historic Dockyard and along the established residential streets of Luton and Wayfield.
Direct trains into London St Pancras take as little as 40 minutes via Southeastern’s high-speed service, with regular departures throughout the day, and that connection is central to why Chatham works so well for first-time buyers. For buyers who are working in London but want a home at a price that doesn’t require two salaries to be viable, Chatham continues to be one of the most compelling options in the county.
How we help you get there
When you get in touch with Mortgage Matters, we start with your full financial picture. Income, outgoings, deposit size, credit history, all of it, so we can give you an honest view of what's achievable and which lenders are likely to look favourably on your application.
We then search across our panel of more than 70 lenders to find the most suitable deal, and we stay with you through the entire process right to the day you collect the keys. We also have strong estate agency connections across Medway, so if finding the right property is part of the challenge, we can help with that too.