The Local Market
In Sussex, where the property landscape ranges from coastal towns to countryside communities and vibrant market areas, understanding your remortgage options can help you make choices with clarity and confidence. At Mortgage Matters, we support homeowners across Sussex with advice that feels calm, clear and genuinely helpful from the moment you get in touch.
Local Knowledge That Helps You Plan
Sussex includes a wide range of towns and communities, each offering something slightly different. Our advisors help you connect your remortgage choices with the parts of Sussex that best reflect your priorities, lifestyle and plans.
It is not about knowing every street, it is about understanding how the Sussex property market behaves and offering guidance grounded in real experience.
Who We Help
Mortgage Matters advisors in Sussex regularly support:
- Homeowners coming to the end of a fixed rate
- Clients wanting to reduce monthly payments
- Homeowners seeking long term payment stability
- Clients releasing equity for improvements or other goals
- Homeowners consolidating borrowing when appropriate
- Buy to let landlords
- Self employed clients needing careful income assessment
- Clients with bonus, commission or varying income
Whatever your situation or goals, we provide a clear path forward and support you every step of the way.
FAQs for Remortgages
Homeowners remortgage for a variety of reasons. One of the most common is to secure a better interest rate when their current deal ends. Others remortgage to release equity for home improvements, pay off other debts, or fund significant expenses like a new vehicle. Some may switch from interest-only to repayment mortgages, or vice versa, depending on financial goals.
Yes, it’s still possible to remortgage if you have a poor credit history. However, your options may be more limited, and you may face higher interest rates. Specialist lenders are more likely to consider applications from those with missed payments, CCJs, or defaults. Speaking to a broker can help you find suitable lenders.
Remortgaging can provide several advantages, including reducing your monthly payments and offering greater certainty through fixed interest rates. You may also gain access to better terms or features, allowing you to borrow additional funds, and improve flexibility with options like payment holidays or offset accounts. Overall, remortgaging is an effective way to adjust your mortgage to better suit your current financial situation, whether that means saving money or supporting new goals.
The remortgage process starts by reviewing your current mortgage and shopping around for new deals. Once you choose a lender, you'll submit an application with your financial details and supporting documents. A valuation and credit check will follow, and if successful, you’ll receive a mortgage offer. After the legal work is completed, your new mortgage replaces the old one. You can apply directly with a lender or through a mortgage broker who can help compare options and handle the process for you.
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