Branch out for better deals
From finding your next home to saving you money with great rates, we get it right.
Applying for a New Mortgage
Sometimes, starting again with a new mortgage is the better option. It can allow you to find a lower rate, adjust your term length or choose a product that better fits your lifestyle and financial goals. We compare deals across the market to find the right one for you, whether you prefer a fixed-rate mortgage for stability or a variable-rate option for potential savings.
Three steps to a great deal
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Frequently Asked Questions
Yes, this is called porting. If your lender allows it and your financial situation still meets their criteria, you may be able to move your current deal to your new property. Our team can check this for you and handle the process.
If you are upsizing, your lender may allow you to port your mortgage and take out an additional loan. We will help you understand how this works and whether it is the most cost-effective option.
The deposit amount can vary depending on your mortgage type and property value. Often, the equity from your current home can be used towards your new deposit.
It depends on the lender and your circumstances, but most home mover mortgages are arranged within a few weeks. We work efficiently to keep things moving as quickly as possible.
At Mortgage Matters we have access to a wide panel of lenders, including deals not available directly to the public. We can compare options on your behalf, save you time, and help you secure the most competitive rate.